Why More Investors Are Choosing Europe for Residency
Published: 27 May 2025
In recent years, Europe has become a hotspot for investors looking to gain residency through investment.
More high-net-worth individuals are looking to the continent for new opportunities, whether for a better lifestyle, greater mobility, or securing a future for their families.
Let’s explore why Europe is topping the list for global investors – and what you should know if you’re considering a move.
Visa-Free Travel Within the Schengen Zone
One of the biggest draws of European residency is access to the Schengen Area. You can travel freely to other European countries with a residency permit in countries like Portugal or Greece.
This kind of mobility is priceless for frequent travellers or business owners who work across multiple markets. It’s like having a VIP pass to Europe.
A Better Lifestyle for You and Your Family
Many investors choose Europe for business opportunities and quality of life.
From top-tier healthcare systems to world-renowned schools and universities, Europe offers a safe and stable environment in which to live and raise a family.
Countries like Germany, the Netherlands, and France are known for their strong public services and high living standards. It’s an attractive offer for anyone wanting the best for their children.
Clear Pathway to Citizenship
Unlike parts of the world where permanent residency can feel like a dead end, many European countries offer a direct route to citizenship.
Take Portugal as an example – with its Golden Visa programme, you can apply for citizenship after just five years of residency without having to live in the country permanently.
For investors, this opens up the possibility of securing an EU passport while maintaining flexibility in where they live.
Flexible Investment Options
European residency programmes are not one-size-fits-all. There’s a range of investment routes to suit different preferences and budgets:
- Real estate: Buying property is one of the most popular ways to gain residency. Greece offers some of the lowest thresholds, starting at just €250,000.
- Business investment: Some programmes require investing in or starting a local business, supporting job creation and the local economy.
- Government bonds or funds: You can also invest in government-approved funds or bonds in several countries.
Whatever your risk profile or financial strategy, there’s likely a route that works for you.
Location, Location, Location
Europe sits at the crossroads of the world. You’re just a few hours’ flight from the Middle East, Africa, and North America from London or Lisbon.
This geographic advantage is ideal for international business operations, trade, and family visits. It also makes weekend travel easy, whether you fancy skiing in the Alps or sunbathing in the Mediterranean.
Political and Economic Stability
Investors are naturally risk-aware, so political and economic stability is essential. Europe is known for its strong institutions, well-established legal systems, and reliable property rights.
In an increasingly unpredictable world, European residency can act as a financial and personal safety net.
Future-Proofing for the Next Generation
Residency by investment isn’t just about immediate benefits. It’s also a long-term plan for the future.
Many programmes extend residency rights to your spouse and children, giving them access to top-tier universities and the chance to build careers in Europe.
If you’re thinking about succession planning or providing global opportunities for your family, Europe is a smart move.
What to Keep in Mind
Of course, residency by investment isn’t as simple as writing a cheque and packing your bags. Each country has its own rules, timelines, and requirements. Here are a few things to consider:
- Legal and tax advice: get expert guidance early. Legal and tax frameworks vary widely between countries.
- Residency conditions: some countries require a minimum of days spent there yearly. Others are more flexible.
- Investment hold period: in many cases, you must keep your investment for several years to retain your residency status.
A Final Word
Europe offers a potent mix of lifestyle, mobility, and long-term security.
Whether you’re looking for a second home, a new business hub, or a brighter future for your family, residency by investment could be the key.
If you’re ready to explore your options, our team can help guide you through the process – from choosing the right programme to submitting your application.
Your European journey might be closer than you think. Speak to Holborn today to learn how we can help you.
